Risk Manager - Consumer/Merchant Lending

Risk Manager - Consumer/Merchant Lending

- Develop underwriting strategies on merchant lending through existing data in Bharatpe ecosystem as well as explore alternate data.

- Early assessment of segment level loss rates & take quick action on the segments.

- Launch challenger segments & quantify expected benefit & loss from the same.

- Close interaction with Product team for recommended changes in the policy or workflow

- Detailed understanding of in-house systems & agility to change legacy systems whenever required.

- Hands-on approach to risk segmentation.

- Collaborating with teams like - Data Science, Product, Business to setup and monitor underwriting strategies.

- Take portfolio action through offus behavior from bureau/ alternate data triggers.

- Monitor implemented strategies to continuously assess business & risk impact.

- Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilization of reporting and analytics toolsets.

- Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with BharatPe Values