- Excellent understanding of retail banking / small business / consumer finance products and business life-cycles (e.g. sales, underwriting, portfolio management, marketing, collections...)
- In-depth experience in hands-on quantitative analysis & statistical modeling/ Model monitoring in credit risk for retail banking / small business / consumer finance portfolios
- Very good statistical programming skills in SAS (preferred) or similar, analytical skills and understanding of quantitative and statistical analysis
- Hands-on experience in mining data and understanding data patterns is an absolute necessary to continue to support / mentor the individual's team
- Demonstrated proficiency in scorecard development is a must
- Experience in directly interacting with Business and exposure to International markets will be a plus
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