Risk Analyst - Wholesale Lending - Large Corporates Segment

Role - Risk Analyst (Wholesale lending- Large Corporates)

Location - Mumbai

Job Role:

- Financial and credit analysis and writing of corporate credit files

- Determining risk ratings in the rating tools

- Issuing of risk opinion or risk conclusion on the credit requests

- Participation in the Local Credit Committees

- Co-ordinate with Regional and HO risk analyst teams

- Monitoring of the economic and financial evolution of clients

- Monitoring of global set of credit limits on clients / groups

- Interaction with Senior bankers / Relationship Managers on the credit requests and ongoing monitoring of risk exposures

- Analyzing the credit applications received from the Front Office (FO), conducting a financial and credit analysis, and writing of credit files in co-ordination with senior bankers/ relationship managers for their portfolio and for all business lines relevant to a particular corporate client;

- Advising senior bankers and business lines on the structuring of the transactions / Group structures / line structure / methodology, during the preparation of the credit application;

- Determining Risk Ratings in the rating tools (calculation, proposal and validation) for groups and counterparties;

- Ensuring that the risk strategy elaborated by the senior banker is consistent with the Bank's risk strategies for the relevant sectors and country;