Risk Analyst - Alternatives - Bank/NBFC

Risk Analyst - Alternatives

- I would like to offer you a job opportunity

- The position is with NBFC and they are looking for Risk Analyst - Alternatives

JOB OVERVIEW: Risk Management team is responsible for Alternatives (sector agnostic/ with diversity of sectors) and Credit Structuring such that it aligns with the broader risk appetite and objectives of the group

KEY STAKEHOLDERS:

INTERNAL: Investments, Operations and Legal

KEY STAKEHOLDERS:

EXTERNAL: Investee Companies

REPORTING STRUCTURE: Head Risk - Alternatives

EXPERIENCE:

- 2 5 years in a credit role in Corporate/Mid Markets division of a bank/NBFC

- Understanding of Industry, financial & credit principles

- Excellent Negotiation, interpersonal & presentation skills

- Strong understanding of financial excel models and analytical skills

- Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same

- Maintain healthy relationships with external and internal stakeholders to achieve team goals

- Ability to understand/simplify and present the complex problems

- Good networking skills across Banks/NBFCs operating in the space

KEY ROLES/RESPONSIBILITIES:

- Credit Risk

- Independently evaluate lending/ investment opportunities across the capital structure (senior debt, mezzanine and equity) in multiple sectors

- Interact with internal stake holders (deal team, asset monitoring, senior management) and external stake holders (due diligence teams, promoters etc.) to get requisite data for analysis

- Develop and enhance proprietary in-house models for credit appraisal across sectors

- Define broader risk thresholds and framework depending on type of investment (equity, debt, mezzanine) and rating of borrower

- Present independent view on deals to senior management, external co-investment partner and committee of independent Experts/Directors

- Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio taking into account diversification across various sectors, assets and sub-asset groups Credit Structuring

- To work with deal team to suggest appropriate changes to the deal structure in order to minimize risks

- Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals