Retail Risk Role - Farm Equipment/Agri Rural/Micro Loan - NBFC

Job Role: Retail Risk-Farm Equipment/ Agri rural/Micro Loan- NBFC

Location: Mumbai

Job Description:

Principal Accountabilities:

- To closely monitor the Risk metrics & Triggers associated with the Retail Farm Equipment/ Agri rural/Micro Loan

- To perform the exercise Hind sighting of the Disbursed cases frequently & discuss the Observations with all the Teams

- To evaluate & give feedback w.r.t. any New Product Proposals of Retail Farm Equipment/ Agri rural/ Micro Loan

- To perform Risk Analytics & implement the observations by discussing the same with Business, Credit, Collection Teams

- To drive continuous improvement of the business control environment by using data to generate insights and reports

- To closely interact with Internal / External Audit Teams & deliver the Reports / Data asked for

Skills And Knowledge:

- Minimum 2 Years of total experience with at least 3 years' experience in Risk management in BFSI Sector.

- Good Product knowledge of Products Retail Farm Equipment/ Agri rural/Micro Loan

- Understanding of Scorecards / models would be a plus

- A Team player taking initiatives & seeing it through, till the execution

- Strong written and verbal communication skills

- Well versed with MS Excel, MS PowerPoint

- Should possess Problem solving skills

- A "go-getter" willing to go walk that extra mile for accuracy & perfection

- Critical thinking

- Experience in Client / Stakeholder Management

- Market Knowledge / Financial Understanding

Educational Qualifications: MBA