Relationship Manager - SME - Working Capital

Position-Relationship Manager - SME -Working Capital-Delhi

Location-Delhi

Qualification- MBA / CA

- Min 2-3 + Yrs of Experience Required

Job Description:

- Acquire, grow and manage portfolio of SME Clients (which would be in the turnover upto 250 crores under manufacturing and upto 500 crores for traders).

- Deliver month on month targets on SME Loan Disbursal, Fund based and non - fund based, Processing Fee, Fee Income, CA Balance and Portfolio Health.

- Manage end to end client engagements in structuring deals, approval process through credit, on-boarding, documentation closure and transactional relationship support.

- Manage Credit Memo preparation and presentation to Credit Committee along with Credit.

- Drive Client Acceptance, Client Loan Documentation for on-boarding, draw-downs and recovery / restructuring efforts if any.

- Build and manage an asset portfolio which contributes to SME Banking and generate profits at satisfactory risk reward ratios.

- Work closely with the SME Regional Head and Transaction Banking team to develop sales strategy for SME clients.

- Identify market trend and target customers- needs in order to review and recommend product / services offerings for SME clients.

Candidate Profile:

- Sound knowledge of Working Capital Loans, Transaction Banking products as well as general banking regulations.

- Previous experience of handling SME clients

- Entrepreneurial mindset to build the business ground up and subsequently scale it up rapidly.

- Driving success - taking action, seizing opportunity, pursuing goals.

- Showing resilience - thinking positively, embracing change, inviting feedback.

- Communicating information - convincing people, articulating information, challenging ideas.

- Building relationships - interacting with people, establishing rapport, impressing people.

If interested then please share your updated resume or contact at 0124-4346339