Looking for Dubai location preferably Muslim candidate. Role Purpose:  This role is primarily responsible for developing and maintaining business relationships with SME clients to full fill their banking requirements. Enhance customer relationships through regular planned meetings to maintain proper business relationship, identify further opportunities for x-sell and improve service.  Key Accountabilities / Responsibilities Behavioural Competencies  Credit  1) Acquire volumes principally from within the bank's existing portfolio (x-sell) and through other contacts / efforts and Develops a database of qualified leads through referrals, telephone canvassing, face to face cold calling with business owners, direct mail, email, and networking on selective basis, as to achieve your business targets  2) Call Report preparation to be high standards i.e. informative, presentable, conclusive, professional, and comprehensive  3) Prepare credit applications - analysis financial statements, and make it ready for the approval. Ensure that CA's for new clients and also renewals for existing clients are correctly prepared in accordance with the bank polices and regulatory framework  4) Analyze of working capital requirements for clients, monitors financial health of the clients business and industry.  5) Ensure that all documentations for credit proposals are complete with sufficient covered collaterals.  6) Initiates and ensures disbursements and adjustments of loans.  7) Ensure that the approved credit lines are valid and available for the clients.   8) Verifies/ inspects hypothecated /pledged inventory, mortgage fixed assets- ..ets to ensure minimum credit risk.  9) Liaise with various internal departments (credit-risk, legal, operations, Trade finance- ) for smooth and quick turnaround of transactions.  10) Strictly adhere to Bank's financing policy Manual and report any exceptions  11) Proper credit monitoring, through different methods mainly regular customer's sites visits i.e. office, showrooms, warehouses... and providing call reports for the same..  12) Recover of banks dues in time through the daily reports and follow ups  Customer Service   1) Maintain contact with all clients in the market area to ensure high levels of Client Satisfaction.   2) Maintain high standard service with customers and ensure no complains.  3) Responding on customers calls and starts with appropriate greetings.  4) Develops, enhances and maintains relationships with prospective clients to ensure revenue / profit targets are met/ exceeded.  5) Ensure that service quality norms and client satisfaction scores are met for their set of clients.  6) To do regular visits to the customer's   Internal / External Cooperation  1) Demonstrate ability to interact and cooperate with all bank employees.   2) Build trust, value others, communicate effectively, drive execution, foster innovation, focus on the customer, collaborate with others, solve problems creatively and demonstrate high integrity.   3) Maintain professional internal and external relationships that meet department core values.   4) Proactively establish and maintain effective working team relationships with all support departments  These competencies required to undertake this role and the level at which performance would be assessed as being satisfactory are:  Excellent Communication Skills  Computer skills  Good Knowledge of Anti-Money laundering regulations issued by the UAE Central Bank and other regulatory authorities.  Good knowledge of Business Banking products & services  Specialist Skills / Technical Knowledge Required for this role:  1. Experience of credit analyses and balance sheet spreading of at least 3 years.  2. Proficient in credit appraisal techniques including credit, risk, business & financial analysis.   3. Knowledge of Business Relationship Management.  4. Fair Knowledge of UAE banking practices, regulations & risks  5. Excellent knowledge of service standards   6. Knowledge of Cross Sales   Previous experience required (if any)   Minimum three (03) years experience as a Relationship Management experience in a banking environment

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Relationship Manager - Business Banking Division 

Relationship Manager - Business Banking Division  ,Job Description for Relationship Manager - Business Banking Division  in Confluence Consulting in  Others for (5-15) years of experience. Apply Now!

Job Description for Relationship Manager - Business Banking Division  in Confluence Consulting in  Others for (5-15) years of experience. Apply Now!