Posted By
Posted in
Banking & Finance
Job Code
221446
Position : Regional Credit Manager
Location : Kolkata & Andhra Pradesh (position-one in each state)
Qualification : CA / MBA
Experience : 10 - 15 years from a reputed NBFC/ Micro Finance Company
The incumbent needs to enable a clear focus on the credit function servicing, Vehicle, HL & LAP products.
Key Responsibilities / Functions :
- Due Diligence and credit risk assessment of the segment proposal
- Establishment of policies and procedures for operational & functional control across the company network and ensure staff orientation and sound implementation.
- Lead and manage a team of Branch Credit Managers, Regional Credit hub team, credit officers and credit intelligence team
- Hold responsibility for implementation of high standards of internal control and procedures in order to safeguard the institutions operations assets and data.
- Define a risk-based approach to identifying, monitoring, measuring and reporting various types of Credit/operational and market risks and liaise with the related
- Responsible for publishing Branch/Region credit quality scores and red-alert reports to the senior management team based on the inputs from the credit intelligence team.
- He is also responsible for delivering high quality sampling feed-back through the credit intelligence team within the agreed TAT
- Ensuring that the necessary back office IT, administrative and control systems are in place
- Regular Credit Risk Portfolio Monitoring and Collateral Management/Monitoring for checking and controlling on Frauds/Delinquencies.
- Analysis of regular bouncing customers to identify the lead indicators of portfolio stress and provide suitable inputs to the senior management team to fine tune the credit policy
- Follow-up on bounce collection through MFI branch team to ensure zero delinquency.
- Responsible to revert on internal audit observations pertain to the region.
Contact Details : Interested candidates to share their resume clearly mentioning their current and expected CTC.
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Posted By
Posted in
Banking & Finance
Job Code
221446