Regional Credit Manager - Mortgages - NBFC

Client : NBFC

Location : Gurgaon

Experience : 8 - 10 Years (Preferably in Housing Finance)

Education : CA

Candidates Profile :

Require Mortgage experience with leading Banks and NBFCs.

Role and Responsibilities : Incumbent will lead a team of credit managers who in turn will be responsible for the following :

- Responsible for end to end credit processing including fresh sanctions, renewals etc.

- The incumbent will be responsible for underwriting mortgage proposal as per the laid down policies & procedure.

- To conduct personal discussion with customers to establish Credit worthiness.

- The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.

- Preparing and Maintaining MIS's on Credit requirements like - Sanction Limit, client Net worth etc.

- Responsible for Preparation of Policies & Processes and regular updates with approvals under leader guidance

- Responsible for Audit queries.

- The incumbent will prepare Credit Appraisal Memo (CAM).

- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.

- To ensure credit policy adherence to the accepted standards.

- To control and contain front-end delinquencies by calling up customer on first presentation.

- The RCM will be responsible for the functioning of the team comprising of ACM and CM in the region- .