RBL Bank - Senior Vice President - Credit Management - Large Corporates

Job Title : Senior Vice President - Credit Management (Large Corporates)

Grade: Senior Vice President

Department: Risk - Wholesale Risk

Location : Mumbai - Lower Parel

Reporting To : Head - Corporate and Institutional Credit

Position Purpose :

The Senior Vice President - Credit Management, Wholesale Banking performs the overall supervision and management of operations and risk in WB locations under his/her zone, as per the laid down process of the bank and abiding to the policies of RBI and other Regulators.

Key Responsibilities :

- Vetting of Credit Proposals in terms of Bank's internal Credit Risk policies guidelines and Risk Analysis.

- Taking strategic initiatives for reinforcing Risk Management Frameworks

- Handling Credit Risk Management functions

- Risk Management for the specified people for the specified region (comprising of corporate, & institutional banking.

- Directly responsible for evaluating risk across all credit proposals of all corporate groups across industries, structured finance and financial institution group.

- Continously review and monitor risks for the entire portfolio and report the same to seniors

- Review if there are any credit limit excesses and assess if provisions are up to date and also assess if all credit exposures are covered.

- Active monitoring of portfolio assists in restructuring and recovery efforts wherever required.

- Client interaction as per needs

Educational Qualifications & Experience Requirement

Qualifications : Master's degree in Business Or Finance / CA

Experience : 15-20 Years experience

Skill :

Technical & Functional :

- Extensive knowledge of approaches used to measure and manage wholesale banking, including technology, outsourced service provider, and business resiliency risk.

Behavioural :

- Strong written and verbal communication skills, including the ability to explain complex, technical issues and make clear recommendations to stakeholders.

- Ability to assimilate new information, understand complex topics, execute sound judgment, develop sound conclusions and make recommendations in a timely manner.

- Exceptional interpersonal skills - ability to communicate, collaborate, and influence a diverse group of stakeholders.

- Strong project management skills including the ability to manage a portfolio of projects using project management techniques to ensure timely project completion and high-quality deliverable