Propelld - Senior Credit Manager

Job Title: Credit Manager

Location: Bangalore, HSR layout

Experience Required: 5 to 8 Years

Industry: FinTech/NBFC

Compensation: Competitive, as per industry standards

Overview:

- We are seeking an experienced and detail-oriented Credit Manager to join our growing team propelld.

- The Credit Manager will play a crucial role in evaluating and managing credit risks associated with our student lending portfolio.

- This individual will be responsible for assessing creditworthiness, developing credit policies, and ensuring compliance with regulatory standards.

- The ideal candidate will bring a strong background in credit analysis, risk management, and a passion for contributing to the success of a forward-thinking fintech company.

Key Responsibilities:

- Assess, evaluate, and underwrite high-ticket loans ranging from - 40 to - 80 lakhs.

- Ensure credit decisions align with organizational policies and regulatory guidelines.

- Lead, mentor, and manage a team of credit analysts.

- Establish performance metrics and provide constructive feedback for team development.

- Identify and mitigate credit risks while maintaining a balanced risk-reward approach.

- Develop and enhance risk models to evaluate borrower profiles effectively.

- Work closely with business teams to understand customer requirements and provide solutions.

- Collaborate with operations and legal teams to ensure smooth disbursal and compliance processes.

- Streamline credit underwriting processes for improved efficiency and accuracy.

- Leverage technology and data analytics to enhance decision-making frameworks.

Requirements:

Experience:

- 5 to 8 years of experience in credit underwriting, specifically handling high-ticket size loans in a fintech or NBFC environment.

Educational Qualification:

- MBA, CA, or equivalent degree in Finance/Banking.

- Strong analytical skills with an in-depth understanding of credit risk assessment and underwriting.

Why Join Us?

A team of empathetic problem solvers

- The Right Compensation

- Growth path to become a leader

- An opportunity to drive meaning with products

- A culture of continuous learning

- Freedom - freedom to explore, fail and learn

- Propelld Values

- Customers are our North Star

- No Fear - Tell the truth

- Team of Owners