Program Manager - Unsecured Loans
- Build a best-in-class customer journey to enable a differentiated experience for the customer and easy flow for the sales manager.
- Manages development of a superior and competitive product suite while maintaining adequate risk and profitability parameters
- Conducts product research with clear target customer segmentation and revenue potential analysis and works with sales team to develop a viable business case
- Defines a detailed product vision and strategy roadmap for future product evolution based on market needs and opportunity available
- Manages all product related costs, fee structures and minimizes the revenue leakage possibilities in product design
- Enters into discussions/ feedback mechanisms on product themes with key clients, brokers/ DSAs and understand their needs & help to develop product strategies customized to their requirements
- Sets up an effective product training mechanism for the sales teams and channel partners for effective sales
- Participates in the development of product specifications in the IT systems, accounting systems and undertake necessary documentations for process notes, approval matrix, etc for the same
- Makes regular amendments to product scope, design and terms based on regulatory changes and requirements
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