Posted By
Posted in
Banking & Finance
Job Code
1156682
Program Lead - Liabilities - Gurgaon
- Align BU-wise liability strategy in line with Banks objective towards LCR (Coverage), NSFR (Stability) & Retailization
- Progressively enhance retailisation of deposits across BUs by executing initiatives towards growing deposit book from Retail, Small Business Customers & <2 Cr deposits
- Create workable CA strategy & drive CA uplift to impact Cost of Deposits, closely manage cost of Term Deposits
- Work towards improving the granular Savings deposits from Individuals by way of ramping up acquisition & improving customer engagement
- Conduct market analysis, feasibility studies, trend analysis & use external information to identify opportunities
- Support product teams by providing inputs using emerging trends in the market & peer benchmarking to build Product Vision & Strategy for liability products
- Liaise with product teams to support building of customer-centric solutions (Digital Banking, API, Sector Solutions, Transaction Banking)
- Co-create initiatives to enhance customer retention, activation & deepening, support client acquisition with inorganic/alternate sourcing channels
- Plan, propose, monitor & review liability product programs required to meet business targets, way forward & course correction
- Support Head PBLG in driving frontline (BU + Product teams) KRAs to Bank Liability Goals, create appropriate Incentive model, Rewards & Recognition program
- Enhance BU Synergy with BFIL and CFD for capitalizing on potential opportunity from existing clients
- Monitor the key metrics & drive initiatives to improve :
a. Penetration of CASA/CMS/Payment Solutions in existing & new asset clients of Corporate BUs
b. Client-level wallet share in key segments (Affluent, NR, SME, CCBG)
c. Product holding & CMS penetration across bank
d. CASA Ratio, Liquidity Coverage Ratio (Share of Retail & SBC deposits), Cost of Deposits
e. Share of granular deposits & deposits from individuals in total liabilities
Didn’t find the job appropriate? Report this Job
Posted By
Posted in
Banking & Finance
Job Code
1156682
Download the iimjobs app to
apply for jobs anywhere, anytime
Download on
App Store
Get it on
Google Play
Scan to Download