Product Owner - Bank

Role: Product Owner.

Experience: 8+ Years.

Location: Bangalore/Chennai.

Job Description:.

- Deliver functional capabilities for Credit Transformation products and initiatives primarily focusing on the credit assessment process or any banking process.

- SME on the RWA calculator, which is used for RWA, RoRWA and EL calculation.

- Understanding regulatory requirements and business requirements to manage the change in the calculator.

- Draft and refine user stories, including detailed acceptance criteria.

- Consult with the Chief/Cluster/Product Owners and SMEs to prioritise and shape the product backlog, using Agile best practices for prioritisation around business value.

- Excellent documentation skills, ability to convey complex information with objectivity and brevity Participate in and facilitate relevant scrum ceremonies such as backlog refinement, sprint planning, review, and retrospective sessions.

- Support build and test activities.

- Assist in implementation / rollout including UAT, user trainings, UVT and post go-live support.

- Proactively support Agile practices and foster a culture of continuous service improvement.

- Drive continuous improvements on processes and user experience using a data driven, structured approach.

Key Responsibilities:

- Product Ownership: Deliver functional capabilities for Credit Transformation products, focusing on the credit assessment process and related banking processes.

- RWA Expertise: Serve as a subject matter expert on the RWA calculator, understanding its role in RWA, RoRWA, and EL calculation.

- Ensure the calculator aligns with regulatory and business requirements.

- Agile Methodology: Draft and refine user stories with detailed acceptance criteria.

- Collaborate with stakeholders to prioritize the product backlog using Agile best practices.

- Documentation: Produce clear and concise documentation to convey complex information effectively.

- Scrum Participation: Actively participate in and facilitate Scrum ceremonies (backlog refinement, sprint planning, review, retrospective).

- Development & Testing: Support build and test activities, ensuring product quality.

- Implementation & Support: Assist in implementation and rollout, including UAT, user training, UVT, and post-go-live support.

- Continuous Improvement: Drive process improvements and enhance user experience through a data-driven approach.

Required Skills:

- Deep understanding of credit assessment processes and banking operations.

- Expertise in RWA calculation methodologies and regulatory requirements.

- Strong Agile methodologies and practices.

- Excellent communication and documentation skills.

- Ability to collaborate effectively with cross-functional teams.

- Problem-solving and analytical skills