Product Manager - Tractor Loan

Job Purpose

Functional Role: Product Manager -Tractor

Qualification: Post Graduate/MBA (Premium Institute) or any qualification in similar field

Vertical : Wheels

Location : Corporate office

Department : Product Management

Relevant Experience: 2 to 5 Yrs. of experience in Product Management, preferable from Banking domain.

Functional Competencies:

- In-depth understanding of the product, product lifecycle, designing, Market Strategies and geographies.

- Analytical skills and comfortable in working with MS Office.

- Stakeholder Management - Working & coordination with Cross functional teams.

- Keen knowledge about products of different manufacturers and their variants. Be able to understand technical differences and decide on offering based on the same.

Behavioral Competencies:

- Foster collaborative work culture with sales, credit, Marketing, Digital and other departments.

- Adaptable to changing business requirements.

- Responsibly Entrepreneurial, Inclination towards Action and Urgency

Job Responsibilities:

Financial & Non Financial Responsibilities:

- Responsible of product policies and processes and ensure implementation of the same.

- Review of defined matrix, development, streamlining work flows, competition bench marking and adopting best strategies.

- Product modifications and field level escalations to be managed Pertaining to product/policy norms.

- Monitoring of Distribution, Business team on business no's, Quality sourcing, revenue and hygiene.

- Preparing various reports as business indicators for tracking progress in terms of budgeted Vs actual achievement.

- Designing and development of all products and schemes.

- Provides information for management by preparing short-term and long-term product sales forecasts and special reports and analyses, answering questions and requests.

- Frequent study on changing market dynamics, and peer product study and publishing reports.

- Manufacturer strategic alliance & tie-ups.

Compliance & Risk Responsibilities

- Seeking compliance of the various internal control policies and bringing adequate changes in policies for smooth workflow and prevent error / fraud.

- Maintaining confidentiality of company's information - not to be shared with anybody out of office in any form (verbal, written mail or any other form)

- Safeguard of company assets provided for serving job responsibilities, like Identity Card, SIM, Marketing material, Computer Systems, Company provided Mobile and printer

- Maintaining confidentiality of information gathered from clients.