Product Manager - Real Estate Lending Asset Valuation - Housing Finance

JD - Product Manager (Real Estate Lending Asset Valuation)

ROLE SUMMARY :

- Fulfillment of due diligence, valuations and portfolio management for real estate projects in regards to various metrics along with formulation of technical policies.

ROLE EXPECTATIONS :

ENABLED DESIGN :

- A technology enabled design methodology aligned for customer experience & driving "more and better"

- Design effective methods of the portfolio monitoring

- Create methodologies to enrich customer onboarding

FULFILLMENT PROCESS :

- End to end customer need fulfillment process to ensure speed and agility of service with experience as a key differentiator in the market.

- Handle valuation process of all real estate lending transactions throughout India

- Contribute to the overall portfolio management for the project, highlighting key risks and deviations from underwriting from technical aspect

- Ensure completion of due diligence, valuations & portfolio management (subsequent monitoring) for real estate projects in terms of builder profile, project analysis, demand-supply pattern, property pricing etc.

- Coordinate with local asset valuation team and business team for collateral appraisals

- Post disbursement monitoring and identifying any risks

- Work in close coordination with local asset valuation teams for regulatory reporting in line with real estate lending asset valuation process

ROLE SPECIFICATIONS :

Years of experience : 6 to 10 years

Education Qualification : B. tech Civil Engineering. Added advantage - M.Tech. from reputed institution / NICMAR

Languages known (if required) : English, Hindi

Location : Mumbai

Preferred Industry exposure : Real Estate, BFSI

Team management experience required (Yes/No) : Yes

Reporting to : Senior Product Manager Asset Valuation

KEY COMPETENCIES :

TECHNICAL COMPETENCIES :

- Thorough understanding of Development regulations & approval process across pan India (Predominantly top eight metro cities)

- Ability to understand architectural plans in accordance with Local Regulations

- Detail understanding of approval cost

- Understanding of WBS & Block budget

- Technical knowhow of cost monitoring (Actual work done Vs Budgeted)

- Understanding of work flow for real estate project along with cost affiliated with each activity

- Well versed with current technology being used in construction

BEHAVIORAL COMPETENCIES :

- Team management skills

- Detail oriented

- Excellent communication skills & language proficiency

- Result driven approach

- Excellent relationship management skills