Product Manager - MSME Lending Business

- Support the development, design and delivery of Growth Source Strategy (across People, Process, Product & Customer Service) and effectively communicate to employees, customers and business partners

- Work on special initiatives & projects bringing together teams and capabilities and closely work with key stakeholders within the wider Digital, IT, Project, Sales & Marketing, Policy & Risk, Operations, Compliance teams

- Responsible for lifecycle performance of core and attached (fee-income) products in MSME: Conception, Definition, Distribution & Services, Profitability and Evolution

- Ensure product offerings are differentiated, competitive, compelling and customer-centric

- Monitoring of policy and underwriting strategy for effective product delivery

- Executing/ implementing outputs/ recommendations from analytics framework identifying early warning signals, credit& risk process changes, customer profile or demographic or geographic risk factors, portfolio risk forecasting

- Ensure adequate fee income or cross-selling is done with an existing portfolio to reduce COA and increase ROE on products

Focused Products:

- Loan against Property - Micro & Small Enterprises

- Education Institution & Hospital Funding

- SME Loans

- Unsecured Business Loans

- Digital Lending Solutions & Consumer Loans

- Small Financial Institute Funding