Product Manager - Loan Against Securities - BFSI

Product Manager-Loan against Securities

Hiring for one of the leading private bank

- ldeate on new product specifications basis inputs received from business team, customers, ideation posts

- well verse with regulatory guidelines for loans and advance and digital lending guidlines by the regulator

- Manage product life cycle - Customer segmentation, assessment of their needs

- Responsible for preparing and obtaining business case documents for distribution and internal approvals

- Improve the performance & quality of portfolio through regular monitoring and benchmaking product policies & process better than peer bank

- Work with pricing actuaries for obtaining competitive new product pricing within pricing benchmarks

- Work with unstructured data to arrive at key insights to drive product mix and sales initiatives through new concept development, training, product advocacy & field management support

- Be ready with solutions for complex system workarounds and ensure readiness before launch

- Create quarterly themes in collaboration with Marketing and distribution to energize distribution and improve case size

- Create and manage all product literature and marketing collaterals of new product which is consistent with Policy document

- Assure adherence to the guidelines set by the bank & Digital lending guidelines set by the regulator

- Ensure bank meets the audit, compliance & regulatory requirements

- Gather latest Market intelligence and track and benchmark against best practices in competitor banks