Product Manager - Inventory Funding - Auto/Two Wheeler Loans

Profile - Product Manager- Inventory Funding

A dynamic and detailed-oriented banking professional with 5-10 years of industrial experience, with expertise in understanding the Business, Risk and Operation of inventory funding given to dealers.

Prefer the candidate from Two wheeler or Automobile industry.

1. Responsible for dealer management regarding disbursement, INF limit maintenance, limit renewal/review, deal creation and following up with operations, Credit, Risk to ensure smooth functioning.

2. Managing the portfolio within the company's policy and guideline.

3. Handling system implementation and various activities of the project like requirement gathering (BRD process), signing off BRD, test case preparation, coordination with vendor, perform the user acceptance testing (UAT).

4. Drafting policies for regular monitoring and reviewing existing systems and procedures and design internal controls /quality audit checks for various processes. Continuous evaluation of Processes with a focus on bringing in improvement.

5. Structuring inventory funding products in coordination with dealers and manufacturer.

6. Approaching new/existing dealers for understanding the funding needs and support them by providing suitable products.

7. Responsible for all communication between bank and dealers on matters pertaining to limits, supporting retail finance business and streamlining operational process.