Product Manager - Debit Card

Role: Debit Card - Product manager

Designation: Mumbai

Credit card - Product Manager is responsible for product planning, designing, creation, delivery, and marketing of credit cards catalogue throughout the product lifecycle.

Responsibilities:

- Conduct new product design and development, exploring potential and innovative business opportunities

- Research and analyze customer, market, and competition trends in line with corporate and business strategies

- Provide tactical support relating to product, market trends, customer needs, competition products

- Prepare and manage regular updates of product catalogues and manuals across all acquisition channels

- Responsible for setting up of the standard processes, updating policies, adhering to regulatory and bank compliances for credit cards

- Undertake product development and enhancement of new and existing products respectively. Closely work with technology team for upgradation of existing portfolio or development of new products. Perform necessary testing and provide required signoffs

- Lead and execute product related promotions, offerings, manage overall operations including coordination, product evaluation, due diligence, and any other related duties

- Regularly conduct data and market study providing effective analysis & suggestions for business and product improvement. Also, responsible for closely tracking, monitoring, analyzing operations for product optimization

- Strict compliance with Bank standards, like AML, internal and external control, compliance, and any other related requirements

- Develop a roadmap for the product lifecycle based on inputs from internal stakeholders, customers, market research and industry insights.

- Closely work with product head to drive overall product and business strategy and align internally with cross functional teams in the credit card eco system like portfolio, technology, operations, risk, compliance, and many other functions

- Drives product acquisition rate through operational and digital Channels providing unique sourcing mix ensuring optimum utilization of the channels

Requirements:

- Relevant experience in debit card product role working in Banks

- Should be adaptive in nature to accommodate to market offerings and latest technology trends

- Should be open to innovative ideas to develop future roadmaps for business growth

- In depth understanding of the profitability metrics related to the product

- Strong communication, presentation, analytical and team building skills