Product Head - Retail Cards - Bank

Discipline - Banking

Subsector - Sales & Relationship Management

Location - Mumbai

About our Client - Our client is a reputed Private Sector bank and has businesses across Retail, Corporate and Investment Banking. They have massive expansion plans across their Retail and Commercial banking divisions and are seeking experienced Product Head for their Retail Cards division.

Job Description - As the Head - Product, you will be reporting to the Business Head of Retail Assets and will be responsible for:

- Developing and designing the Cards products for the Retail Banking Business

- Establishing, strengthening and streamlining the processes of sourcing, approvals and disbursement to improve efficiency of the product delivery to customers, and reduce costs of the unit

- Devising policies, developing suitable product tweaks and determining optimum pricing of products and services

- Identifying new sources of fee income and growing the fee income from existing streams to boost profitability of the business

- Building on various internal and external partnerships to accelerate the client acquisition and growth plans

- Driving the desired risk and compliant culture through appropriate analysis, reviews and discussions

- Strategizing for the business together with the senior team including the regional / national heads for Retail Assets

The Successful Candidate - You will be a MBA / CA with at least 15 years of experience in Retail Assets primarily in Cards business in a Product development role and should be currently in a Product Head role. Additionally, you would have in depth knowledge of Credit and Debit card products. You will have excellent written and verbal communication skills. You will have the ability to influence and drive stakeholders.

What's on Offer - Lead a team of highly qualified individuals, in a role that promises excellent remuneration, fast track growth and global career prospects.

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