Product Head - Digital Unsecured Loans

Job Description:

We are currently seeking a dynamic and experienced professional to join our team as the Head of Product Management. In this role, you will be responsible for overseeing all aspects of product management, including new product development, product modifications, pricing strategies, market intelligence, budgeting, and achieving annual targets. As the Head of Product Management, you will play a crucial role in driving the growth and success of our Consumer Finance business.

Key Responsibilities:

- Identify market opportunities and collaborate with the Consumer Finance sales and analytics team to target industries and sectors with suitable product offerings.

- Establish strategic partnerships and alliances for the digital business vertical, taking full P&L responsibility.

- Lead and drive the product development function across digital assets and platforms, ensuring a seamless user experience and implementing customer-centric solutions in an agile and data-driven environment.

- Monitor product data to keep the field force updated on new developments related to competitor products.

- Provide regular reports to top management on product performance and market trends.

- Conduct training sessions to educate stakeholders on new products and strengthen their knowledge of existing product offerings.

- Assess the impact on P&L and implement corrective measures by collaborating with various stakeholders.

- Coordinate with the IT team to ensure timely product launches and availability for field forces and customers.

- Manage the product team, including monitoring specific employees during pilot or implementation phases.

- Build and enhance brand image and visibility among both internal and external customers.

- Develop business cases, including ROI analysis, and future roadmaps for Consumer Finance products, ensuring smooth product rollouts and enhancements.

- Collaborate with internal and external stakeholders to discuss and ensure compliance with risk, legal, and other requirements for new product propositions.

- Conduct branch visits and customer meetings to identify growth drivers for the Consumer Finance business.

- Support the development and maintenance of a framework to measure and monitor the performance of the product portfolio.

Skills and Qualifications:

- Strong team management skills

- In-depth knowledge of product management principles

- Analytical and strategic thinking abilities

- MBA in Finance or Chartered Accountant (CA) qualification

Experience: Minimum 10 years of relevant experience