Product & Business Development Lead - Consumer/Mobile Finance

Responsibilities:

1. Product Strategy and Vision:

- Develop and articulate a clear digital product strategy aligned with the company's overall goals.

- Define the vision for lending products, considering market trends, customer needs, and business objectives.

1. Product Development:

- Lead end-to-end product development, from ideation to launch, ensuring high-quality, user-centric digital lending products.

- Collaborate with cross-functional teams, including engineering, design, and data science, to deliver innovative lending solutions.

1. Market Analysis:

- Conduct market research to identify opportunities, competitive landscape, and customer needs.

- Stay abreast of industry trends and regulatory changes affecting the lending space in India.

1. Financial Management:

- Take ownership of the lending product portfolio's P&L, driving revenue growth and managing costs effectively.

- Implement pricing strategies and financial models to maximize profitability.

1. Cross-functional Collaboration:

- Work closely with business teams to ensure successful product launches and ongoing market success.

- Foster a collaborative and innovative work culture within the product team and across the organization.

1. Risk Management:

- Develop and implement risk management strategies for lending products, ensuring compliance with regulatory requirements.

- Proactively identify and address potential risks to protect the company's interests and reputation.

Requirements:

- Proven experience in product management, with a focus on lending products.

- Deep understanding of the Indian lending market, including regulatory landscape and customer behaviours.

- Strong business acumen with a track record of P&L ownership and driving financial performance.

- Excellent communication skills, with the ability to inspire and motivate cross-functional teams.

- Demonstrated success in bringing innovative financial products to market.

- Analytical mindset with the ability to use data to inform product decisions.