Portfolio Manager - Business Banking/Working Capital - BFSI

Designation: Portfolio Manager (Business Banking-Working Capital)

Key Responsibilities:

- Manage and generating revenue from the exiting portfolio of assets and liabilities customers with the objective of providing superior service and deepen relationships.

Fulfilling lending needs of the client by providing solutions like, business working capital, loan against property, unsecured loan.

To take care of KYC renewal cycle of the client and intimate prior for the fulfillment within the stipulated time.

- Assessing financials, credit worthiness and creating Credit Approval Memorandum for SMEs.

- Monitoring and review of clients at periodic intervals.

- Keeping check on operational and financial conduct of accounts for detection of early warning signals.

- Preparing phased reduce and exit strategy for stress accounts.

- Responsible for maintaining Credit Hygiene in the portfolio

- Disbursing working capital limits like CC Limits, Overdraft limits, Bank Guarantee, PSFC, Buyers Credit, Letter of Credit and Term loan.

- Catering Working Capital needs and actively involved in trade transactions of client.

- Proactive engagement in World currency market for Currency forward contract, hedging against currency fluctuations.

- Active at organising and giving training sessions at regional level.