Portfolio Manager - Business Banking Group - Bank

Portfolio Manager - Bank

The opening is with one of the leading private sector bank of India.

Job Description :

The role primarily involves :

- Managing a portfolio of between 20-35 Business banking group credit relationships. The number of relationships managed depends on the geography covered and branches mapped to the RM.

- HNW relationship management of the Business banking group customers

- Addition of 1 new credit relationships per month

When the portfolio size reaches 40 credit relationships, the portfolio is split into 2 and an RM/SM is added to takeover part of the relationships.

The HNW relationship management of the Business banking group relationship includes,

- Cross sell of CASA to the group companies of the Business banking group customers, and to the promoter family members.

- Growth of the CASA balances of the group

- Day-to-day servicing of all the group accounts at the branch

- Cross sell of other asset products, investment products and non-income products to the HNW group being managed by the RM.

Activities

- Regular Branch interaction for lead generation for BBG and updates on the leads.

- Updating LTS and conversion of leads generated by the branches

- Cam Preparation & query resolution

- Documentation pre-disbursement (Doc collection, legal & TSR, Valuation etc.) and post disbursement, including deferral closure

- Customer negotiation on rates and other issues relating to charges.

- Co-ordination with credit for CAM approval, deferral waiver / extension & other customer requirements like Buyers credit, TOD's.

- Co-ordination with local Ops for disbursement of a case, TOD limit setting, submission of Stock Statement.

- Daily servicing of customer - Issuance of Cheque books, DDs, cash deposition / withdrawal issues, solvency certificates, RTGS, trade & fx transaction, etc.

- Housekeeping including CAM renewals, deferral closure, Call memos, stock statements, insurance renewals, Plant visit, Site visit etc

- Stressed accounts / Exit account management, follow-up and regularization of TOD- s

- Preparation of customer profiling sheet and identifying cross sell and revenue increasing opportunities

- Cross sell of various asset products, other liability accounts, TPP products to the existing Relationships and its group accounts raised as HNW.

- Increasing the IPH and CTG to ensure revenue maximization.