Poonawalla Fincorp - Zonal Credit Manager - Business Loan

At Poonawalla Fincorp we have embarked upon an exciting journey towards becoming a diversified technology enabled NBFC in India focusing on risk calibrated growth with customer centric approach.

We are looking for people with Digital Mindset, Take Ownership, Ability to Influence Stakeholders & can quickly Adapt & Change.

For more information about our organization, Please visit our website - www.poonawallafincorp.com

Role and Responsibilities :

The Zonal Credit Manager (Unsecured Business Loans) position is accountable for the entire credit underwriting process for Zone, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers. He establishes internal controls and processes for credit assessments & monitoring for the Zone.

Skill set Requirements:

- Should have handled multiple State/Regions and Large/Medium size teams in previous role.

- Should have managed & instilled deep understanding of Unsecured Products, preferably Unsecured Business Loans.

- Should be able to identify the gaps in existing policies based on past trends, location specific changes to refine/recommend in credit policies.

- Should possess excellent Team Management skills.

- Strong Communication & Interpersonal skills with excellent Analytical & Problem-Solving skills.

- Understand the Business needs, review the Business requirement document & collaborate with IT team to deliver on implementation.

- Should participate in recruitment process at Regional/Location level to identify the right talent all levels within the function.

- Provide guidance to the Area Credit/Regional Credit Managers, ensuring that the team members are trained and developed to achieve the objectives.

- Ensure Audit Compliance and Regulatory Compliance in the overall Zone Credit process substantiated through right eligibility calculations in CAM.

- Delivering Quality Portfolio along with defined TAT & Monitor Productivity of Credit Managers.

- Work Experience: Minimum of 10+ years of work experience in BFSI/Large NBFC with 3+ years in Regional position role.

Qualification: Preferably CA/master's degree in finance.