Posted By
Posted in
Banking & Finance
Job Code
1096506
Key Responsibilities:
- Enhance and strengthen the credit lending framework including credit policy & risk controls that will drive growth, profitability, and competitive success
- Ensuring Drafting, Recommendation, Approval and Administering the Policies
- Recommend and follow through on policy changes, wherever required in order to improve the portfolio quality and the quality of application sourcing
- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
- Identify macroeconomic trends and insights to help improve credit underwriting
- Implement control procedures and system
- Administering & monitoring Portfolio data and related MIS
- Administering, Reviewing and modifying or if needed, revamping the Scorecards
- Setup processes and operational capability for proactive NPA prevention
- Closely working with Stakeholders: Product, Collections, FCU, Credit and Operations
- Having appropriate Industry knowledge and develop contacts with peers in Banks/NBFCs.
- Develop a rapport with the risk managers of other Fintechs, banks and NBFCs and initiate concerted market action on fraudsters wherever required.
Interested candidates can Whatsapp on 9368066425.
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Posted By
Posted in
Banking & Finance
Job Code
1096506