Hiring for a Leading Private Sector Bank Role - Policy Manager Product - Home Loan/ Personal Loan/ Auto Loan/ Credit Cards/ Business Loan Responsibilities :- - Credit Risk Management of Retail loans portfolio. - Simplification of processes through automation and digitisation projects. - Strengthening Systems, Controls & Processes for robust compliance. - Superior & Consistent Customer Service. - Formulation of Credit policy within regulatory parameters and risk appetite of the bank. - Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters. - Prepare monthly newsletter - snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring. - Identify areas of improvement in existing processes of credit underwriting, risk management and operations and its implementation. - Responsible for monitoring quality of the portfolio by monitoring infant delinquencies, NPAs and stress accounts. - Travelling across locations for understanding the local policy and product requirement, process reviews and imparting training. - Risk Control Self-Assessment (RCSA) reporting to Operational Research function. - User Acceptance Test (UAT) of systems and its implementation in production environment. - Delegation of authority and monitoring of overdue. - Support system changes to improve quality of data and ease of process. Pratik Kankaria+919329149022

Mumbai

Policy Manager - Bank 

Policy Manager - Bank  ,Job Description for Policy Manager - Bank  in Skillventory in  Mumbai for (2-10) years of experience. Apply Now!

Job Description for Policy Manager - Bank  in Skillventory in  Mumbai for (2-10) years of experience. Apply Now!