Policy Head - Credit Risk - NBFC

Urgent requirement for Policy Head - Credit Risk profile in Leading NBFC.

Designation : Policy Head - Credit Risk (Consumer Durable)

Location : Mumbai (Andheri Marol)

Experience : 12 Yrs +

Qualification : MBA/ Post Graduation

CTC : Based on Last drawn

Industry : Must be NBFC/ BFSI

Product experience : Personal Loan, Business Loan, Credit Card

Job Description :

- Define risk and portfolio strategy for the segment of Unsecured, partially Secured, and Secured Loans.

- Portfolio Management for the segment.

- Monitoring and constant calibration of the Risk framework.

- Evaluation of Portfolio performance and benchmarking the same to Industry.

- Apply market acumen and portfolio analysis expertise to review portfolio performance matrices on a regular basis and execute relevant risk mitigation action.

- Build robust monitoring mechanisms, risk profiling, default probability analysis and scoring models to build and manage a profitable portfolio.

- Handle product launches from concept to project to full implementation.

Stakeholders : Extensive engagement with Product team, Sales team, Clients, Sales channel, Underwriting, Legal, Operations and Business Intelligence.

Contact : 7738227717