Piramal - Credit Analyst - Wholesale Lending

Essential Qualification : CA / MBA from premier institute

Essential Experience : 4 - 8 years experience in a credit role from Banks /NBFC /Credit Rating agencies and IPcs . Should have preferably real estate experience in wholesale lending .

Key Responsibilities:-

- Performing extensive analysis using sound investment techniques, detailed financial analysis & financial modelling, in-depth understanding of the business fundamentals and conduct industry research

- Preparation of investment memos and deal presentations

- Reviewing and manage existing investments and maintain working relationship with clients

- Post-investment monitoring of portfolio companies, including financial & operational performance, preparation of periodic reports for internal & external use, other support required for portfolio management

- Assist compliance team in regular audits and other data points

- Periodically monitoring progress, through financials, sales projections, collection, approval, construction status, etc.

- Identify stress. Formulate and implement Resolution plans

- Prepare Cashflow projections and Presentations for internal stakeholders - strong Excel and PowerPoint skills required

- Prepare monthly internal review reports for assessment of project progress and efficacy of resolution strategy

- Maintain working-level client relationships (e.g., with project CFO, site manager and other clients)

- Analysis for Disbursement and fund usage from collections to ensure adherence to the agreed upon construction-linked plan, conditions preceding and conditions subsequent