Posted By
Hitakshi Mehta
Talent Acquisition and Campus Relations Lead at OFB TECH Pvt Ltd
Last Login: 18 March 2025
119
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Posted in
Banking & Finance
Job Code
1531207
Credit Underwriter - Working Capital - CA/CMA/MBA
- Underwrite and appraise credit proposals as per policy guidelines within defined TATs.
- Analyze financial statements, cash flows, bank statements, and ratios to assess SME funding requirements.
- Review cases transitioning from credit processing to underwriting.
- Conduct quantitative and qualitative analysis, including personal discussions (PD).
- Financial Analysis: Assess client creditworthiness, past trends, and net worth.
- Banking Analysis: Evaluate anchors, suppliers, and EMI repayment tracking.
- Statutory Analysis: Verify GST filings, tax liabilities, and liquidity position.
- Qualitative Analysis: Identify potential risks and ensure a comprehensive assessment.
- Legal Analysis: Check for complaints or legal disputes against the client.
- Perform on-ground verification, including site visits to validate business activity.
- Conduct customer meetings, internal/external reference checks, and fraud risk assessments (FCU/RCU).
- Underwrite customer cases based on policy, recommending approval or rejection.
- Collaborate with sales teams, channel partners, and cross-sell teams to support business growth.
- Work closely with the operations team to ensure smooth loan disbursement.
- Perform portfolio analysis to mitigate risk and facilitate sound loan approvals.
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Posted By
Hitakshi Mehta
Talent Acquisition and Campus Relations Lead at OFB TECH Pvt Ltd
Last Login: 18 March 2025
119
JOB VIEWS
30
APPLICATIONS
0
RECRUITER ACTIONS
See how you stand against competition
Pro
View Insights
Posted in
Banking & Finance
Job Code
1531207
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