Niyogin - Manager - Credit Risk

Niyogin is a public listed NBFC registered in the BSE, we strive to be country's best small business-centric organization, empowering customers through an ecosystem of products, partnerships, technology and exceptional customer experience.

Small businesses are at the heart of the Indian economy. niyogin with its fully digital and truly paperless platform strives to empower small businesses to meet their capital requirements via unsecured loans.

Must haves :

- Experience in credit risk in an Indian bank or NBFC

- Experience in underwriting unsecured credit products (ticket size upto 30 lakhs)

Preferred :

- Experience in digitization/ automation of credit process

- Experience in generating scorecards for loan appraisal

- Experience in Western India preferred

Skills Required:

- Operational risk management and modeling

- Understanding of end market for credit

- Regulatory understanding and compliance

Key responsibilities:

- Manage western region initially and pan India subsequently for unsecured loans for SMEs/MSMEs

- Involve in Policy and Process development and implementation.

- Manage process for Credit Approvals, Controls and Risk management.

- Monitor credit quality of the accounts in the portfolio.

- Liaise with clients, externals and internal team ask a subject expert for risk and credit.

- Focus on leakages and critical controls pertaining to risk and credit systems.

- Should involve in technology development in terms of decision automation.

- Team Handling experience is a must.