National Product Manager - Housing Loans

Purpose of Role:

1. Formulate area / location specific product programs and policies for growth of the Housing business in line with the objectives set.

2. Undertake projects and lead cross functional teams for IT related projects to provide solutions for various process improvements.

3. Undertaking periodic review of the business P&L, identify areas of good performance and improvement, and propose corrective action to ensure budgets and return ratios are met in line with plans for the Housing business.

Key Responsibilities:

1. To identify products, segments and markets for the housing loan segment to focus on.

2. To formulate product programs, new products and policies to enable growth of the Housing business.

3. Drive the implementation of new policies & amendments through proper communication/training to all relevant stakeholders in the organization.

4. To track performance of the Housing business through MISs on various business and credit parameters like disbursements, # of accounts, fees, PAR, NPAs, productivity and other parameters

5. To review income plans and identify additional sources of revenues and fee income to drive overall profitability of the business.

6. To work closely with marketing to develop various marketing schemes and marketing campaigns to enable growth of business

7. Drive the Digital lending business of Housing

8. Initiate engagements with Fintech, technology companies, analytics companies, Payment solutions firms, and other similar companies for potential tie-ups for digital lending

Educational Qualifications - CA/MBA/PGDM or equivalent

Experience(Years and Core Experience Type):

- Extensive expertise of around 12-14 years in handling Products/Sales /Credit in any PL / BL / LAP /HL.