National Manager/Zonal Manager/Regional Manager - Credit - BFSI

National/Zonal/Regional Credit Manager - UBL

Role :

- Oversee the underwriting of the loans for Pan-India

- Review the underwriting process at Pan-India region and define processes as per available resources.

- Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models.

- Oversee Identification and resolution of fraudulent practices and mitigate risk through changes in policy and process

- Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.

- Prepare Risk & Credit Decks on monthly basis.

- Control and resolution of all loan delinquencies

- Best in class Lead Turnaround time and processes

- Aim to optimize Credit Risk management to facilitate the business- expansion plans

- Reviews credit policies with business goals while being up-to date on competition policies & practices.

- Develop strong internal and external relationships