National Head - Consumer Credit Risk - NBFC

Fast growing retail NBFC is looking for a national head of consumer credit risk

Head of risk for personal loans, 2-wheeler loans, consumer durables and other related lines of business.

Attributes :

- Experience of at least 10 years in financial services

- Developing credit assessment and risk models for "unsecured/secured consumer lending"

- Covered a few cycles from loan origination to full collection

- Strong entrepreneurial drive

- Graduate or post graduate degree in finance, accounting or statistics from a premier institute

Responsibilities will include :

- Developing innovative credit assessment and underwriting models using data from disparate sources

- Minimizing time from origination to approval and finally disbursement given the use case

- Build and manage a small team of risk analysts to iterate over the model

- Credit underwriting

- Establishing credit policies for these lines

- Candidate will be expected to bring an analytical approach to credit - eg use if dashboards