National Credit Manager - Unsecured Business Loans - NBFC

National Credit Manager Unsecured Business Loan.

Department : CF - SME - Credit

Base Location : Corporate Office-New Delhi

- To support the Unsecured Business Loan business team in framing of policies, underwriting of Unsecured Business Loan and PL, managing credit team, maintain TAT in underwriting as per SOP.

- Sharing weekly / monthly/ quarterly and annually MIS for sanctions/rejections/disbursal and other portfolio monitoring items.

- The role also involves training of credit and business teams and alignment with the organizational goals set for the unsecured line of business.

Key Responsibilities : 

- Maintaining key underwriting performance indicators like bounce/early mortality and GNPA

- Deliver TAT as per SOP

- MIS circulation as per requirement

- Framing policies along with risk team for effective product development

- Training credit and sales teams

- Monitoring of existing portfolio and highlight EWS and Stressed accounts

- Making changes to policies and process on a ongoing basis.

Eligibility Criteria for the Job :

Education : MBA/CA/ICWA

Age : Not above 45 years

Work Experience : Minimum 5-7 Years in a similar role.

- Credit underwriting, TAT, Policy and process changes as per requirement

Other Skills :

- MS Office - Excel & working knowledge of PowerPoint

- Data management and MS office proficiency.

- Data Analytics

- Interpersonal Skills

- Resilient

- Proficient in communication

- Ability to work independently is a must.