National Credit Manager - Tractor Loan

- In-depth understanding of the Product , market and geographies

- Tele microscopic vision ; one eye to zoom out on market events to look into the future and other to look upon own organisation's product and business

- Analytical skills and understanding of financial statements. Comfortable in working with excel spreadsheets

- Flair for numbers and ability to track movement of numbers

- Have a fair understanding of vehicle viability and cash flows

- Understanding of CIBIL and other checks performed to check customer's credibility

- Keen knowledge about products of different manufacturers and their variants. Be able to understand technical differences and decide on offering based on the same.

- Ability to handle the team and be able to keep the team motivated

- Ability to convince others

- Ability to take quick decisions and be mindful that decision delayed is decision denied

- Behavioural Competencies Self-Driven, motivated & proactive

- Result oriented with a positive outlook

- Adaptable to changing business requirements

- Ensure cordial environment in the all the Branches , be a source of motivation for the team under him

- Travel extensively while maximising time spent on the field and use the most economic modes of Travel and boarding and lodging