National Credit Manager - NBFC

National Credit Manager-NBFC COmpany -Delhi NCR

- Credit Underwriting and Loan Appraisals of all LAP Cases PAN India.

- Decisions on the cases sent by branches.

- Monitoring the portfolio quality on regular basis.

- Business and collection review with the team.

- Personal Discussion with customers/DSA of High-Ticket cases in locations.

- Weekly/Monthly Review of TAT of all LAP PAN India.

- Monitor the quality of appraisals done by local credit manager at branch location.

- Visit to Delinquent customers to understand the credit learnings.

- Visit to existing customers to understand their current business and assess the PD done by local credit managers.

- Review the product policy once in 6 months and update to mitigate risk in portfolio.

- Conduct audits at locations to understand the credit underwriting and appraisal quality of local credit.

- Regular review of process at all locations and understand the gaps/risks in process flow of loan execution.

- Responsible for all quality initiatives of LAP department such as driving Kaizens in the team and executing quality related projects.

- Develop new loan products which suit the requirements of customers and maintain compliance.

- Resolve and guide all queries of credit team in regular operations.