Posted By
Posted in
Banking & Finance
Job Code
1420811
National Credit Manager-NBFC COmpany -Delhi NCR
- Credit Underwriting and Loan Appraisals of all LAP Cases PAN India.
- Decisions on the cases sent by branches.
- Monitoring the portfolio quality on regular basis.
- Business and collection review with the team.
- Personal Discussion with customers/DSA of High-Ticket cases in locations.
- Weekly/Monthly Review of TAT of all LAP PAN India.
- Monitor the quality of appraisals done by local credit manager at branch location.
- Visit to Delinquent customers to understand the credit learnings.
- Visit to existing customers to understand their current business and assess the PD done by local credit managers.
- Review the product policy once in 6 months and update to mitigate risk in portfolio.
- Conduct audits at locations to understand the credit underwriting and appraisal quality of local credit.
- Regular review of process at all locations and understand the gaps/risks in process flow of loan execution.
- Responsible for all quality initiatives of LAP department such as driving Kaizens in the team and executing quality related projects.
- Develop new loan products which suit the requirements of customers and maintain compliance.
- Resolve and guide all queries of credit team in regular operations.
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Posted By
Posted in
Banking & Finance
Job Code
1420811