National Credit Manager - Enterprise Risk Function - Mortgages - Banking

Candidates Profile :

Require Mortgage experience with leading Banks and NBFCs.

Role and Responsibilities :

- Setting the vision and strategy for the enterprise risk function working in conjunction with all other senior leadership across the Firm.

- Building a robust risk management framework and architecture for the Firm, bringing together a number of teams (operational risk, credit administration, enterprise risk management, interest rate and market risk, stress testing, modeling and analytics) and managing the enterprise wide risk.

- Building and leading a highly collaborative and proactive risk function that is able to navigate the increasingly complex business and regulatory environment that the Firm operates.

- Ensuring a system-wide view and understanding of the combined risks of the business and their inter-relationships (interest rate risk, liquidity risk, operating risk, credit risk, reputational risk, regulatory risk).

- Formulating and articulating a coherent risk appetite and infrastructure, including operating and financial models and hiring plans.

- Embedding a positive culture of confident and informed risk-taking through training, communication and promotion of the agreed risk framework.

- Partnering effectively with third parties, regulatory bodies and others, as appropriate and serving as a role model for high personal and corporate ethical values and standards of integrity.

- Responsible for compiling, assessing and reporting risk information to the top management and the Board.