National Business Head - Housing Finance

Head - Business - Housing Finance

The job description for a National Business Head in a housing finance company typically involves overseeing and leading the business operations related to housing finance on a national level. Responsibilities may include developing and implementing strategies to grow the Affordable Housing business, creating separate verticals for specific housing finance segments, formulating policies, contributing to product development, and establishing and managing teams. Additionally, the role may require expertise in areas such as Loan Against Property, Mortgage, and Home loans. Liaising with internal and external stakeholders, contributing to business growth, and ensuring compliance with regulations are also key aspects of this position.

The key responsibilities of a National Business Head in a housing finance company typically include:

- Developing and implementing strategies to grow the Affordable Housing business

- Creating separate verticals for specific housing finance segments

- Formulating policies, contributing to product development, and establishing and managing teams

- Overseeing the regional credit function, credit assessment of Home Loans, and Loan against Property

- Ensuring compliance with policies and procedures as per regulatory guidelines

- Managing the HR function of the Credit Vetting Department, including training, motivation, retention, and recruitment of staff

- Maintaining relationships with Credit Reporting and Fraud agency

- Strategizing, planning, and executing acquisition plans for the business

- Setting up and growing existing channels, developing alternate sourcing channels, and achieving business targets

- Leading a large team to drive key product