Moodys Analytics - Credit Analyst - Commercial Lending - Oil & Gas Sector - CA/CFA/FRM

Opportunity : Credit analyst (Commercial Lending) - O&G

Responsibilities :

- To assess the creditworthiness of Midstream, downstream and upstream O&G companies. The role will require writing annual credit review paper, reserve analysis, financial analysis & spreading, credit risk & mitigants analysis, free cash flow analysis, and covenant analysis. 

- Additionally, the role offers the incumbent to learn the nuances of credit monitoring in a live commercial banking environment. The role involves both quantitative and qualitative analysis and hence expect the candidate to possess excellent skills to perform both these effectively

Required Background:

- Post-graduation degree in Finance/Economics degree from reputed University, with added qualifications like CFA/CA/FRM preferred.

- Minimum 4-8 years of research experience in credit analysis, rating and client management experience

- The candidate should possess good knowledge of the banking processes related to commercial lending.

- Candidate who are working for corporate loans, or are working at ITES/shared services/captive set up and undertaking corporate credit analysis will hold an advantage while applying for this role

- The candidate must have hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, preparing or writing narratives/credit notes for credit approvals, financial modelling, relative valuation, precedent transactions and ongoing monitoring.

- They will be participating in various con-calls, analyzing quarterly/annual reports, compliance and other associated reports and writing earnings blurbs post updating of financial models for the current quarter. 

- The candidate will be communicating with onshore counterparts on regular/daily basis hence spoken English capabilities need to be demonstrated

- The candidate may have experience revolving around financial modeling, credit research and writing reports on companies across sectors. 

- Someone with experience on capital structure and pro forma analysis, IRR and Sensitivity analysis, liquidity analysis, debt maturity and deleveraging analysis together with covenant compliance stress testing will be preferred

- Should demonstrate appropriate understanding of the broad revenue, cost and cash flow drivers that guide various sectors in which the borrowers operate.

- Ability to forecast the financials of the borrowers, based on the operational and industrial data, will be an added advantage

- The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention to detail

- The candidate should be quick learner of processes so as to be efficient in his delivery. The opportunity involves working in client environment