MobiKwik - Lead - Product Lending

About the role:

As the BNPL Product Lead, you will be primarily responsible for driving the strategy, product roadmaps, and development for MobiKwik ZIP, our flagship product. You will be responsible for bringing innovative solutions to life in a very competitive, fast-paced environment. You will partner closely with Mobikwik's Payments and Merchants verticals to identify and bring market-leading solutions.

Core Responsibilities:

- Defining the product strategy and roadmap for Lending Verticals - manage it all from strategic planning to tactical activities. This includes our flagship BNPL product - Zip

- Building an extremely high growth rate Credit product for the next 500million + users in India

- Drive a high-quality execution in an agile manner

- Manage the entire product vertical for the BNPL business unit, drive the Product Metrics, and Partner on the Business metrics. This includes Wealth and insurance products.

- Create readiness plans and manage the execution of operating strategies with responsible functional partners in Risk, Compliance, Engineering, and Business. This is a highly cross-functional role

- You will lead a team of 3-4 Product and Growth managers, investing your time in building a team and developing talent who can deliver awesome products

- Working with sharp young PM teams, the ability to mentor them and structure things in a fast-faced setup is a key part of this role

- You will work closely with Executive/Management teams as well. Prior exposure to this is a must

- You and your team will use customer & market research, customer feedback, customer usage, and competitive analysis to identify new product opportunities and enhancements

Core Skills:

- Overall 8+ of experience in delivering high-scale Products. A large part of this experience should be in Fintech setups. Specific experience in building credit products is a must

- MBA is an added plus, not mandatory

- Excellent People Leadership skills are needed. You need to have a sense of urgency and a degree of a high level of ownership. You should display a high degree of bias for action

- Excellent communication skills are required. Both sideways, upwards, and with teams

- Deep Exposure to Full lifecycle of Credit products. Specific exposure to building early BNPL businesses is a must-have

- A good Understanding of Credit regulations/risk/compliance is a must-have

- Data-driven decision making and the ability to drive both business and product metrics are key

- Excellent Roadmap prioritization skills are required