MobiKwik - Business Head - Digital Lending

About us :

We are a Fintech company one of the largest mobile wallets and one of the largest Buy Now Pay Later (BNPL) players in India. We are focused towards empowering 101M+ users with Financial Independence. Founded in 2009 by Bipin Preet Singh and Upasana Taku, we commenced operations as a mobile wallet to make digital payments convenient for our users. Our use cases have since expanded to include bill payments, ecommerce shopping, food delivery, petrol pumps, large retail chains, pharmacies, kirana stores, etc. Our platform also enables peer-to-peer payments via unified payment interface (UPI), MobiKwik Wallet as well as MobiKwik Wallet to bank payments. Over the years we have amassed over 101 million Registered Users and more than 3 million ecommerce, physical retail and biller partners.

In May 2019, we launched MobiKwik Zip, our flagship BNPL product, with a focus on the Indian middle-class population to enable them to make payments for daily life use cases. MobiKwik Zip is focused on providing this unserved Indian population their first experience of credit. We are a technology-first company leveraging big data analytics and deep data science (including machine learning) to continuously delight users and merchants on our platform. Our mission is to build a world class payments and credit product for Bharat!

Role :

- Designing, creating and owning the P&L for lending vertical.

- Responsible for new initiatives, strategic alliances & partnerships with banks and NBFCs

- You would be working in tandem with the product team to identify suitable product solutions needed for our partners while leveraging our internal capabilities.

- Collaborate with cross-functional partners (e.g., Risk, Marketing, Product, Operations, Analytics) to ensure successful development and deployment of new products

- Defining and analyzing performance metrics, and achieving cross-functional product alignment internal stakeholders

- Motivating and monitoring the complete team and helping them to achieve the overall goal

- Managing Lender relationships by providing periodic reviews, dispute management and resolution

- Business profile with Amalgamation of Sales, Growth and Product

Experience:

- Atleast 3 years of experience from lending background in NBFCs or Fintech and 14-17 years of overall experience.