Manager - SME - Credit & Policy - BFSI

Group: SME - Credit & Policy

Grade: Manager

Location: Hyderabad

Key Responsibilities:

- Credit appraisal of mid-sized companies across diversified sectors

- Meetings with the management & promoters of the company and factory/site visit for detailed understanding of the business from credit appraisal point of view

- Business risk analysis comprising of a broad understanding of the industry, in general, and client's business profile, in particular, including management evaluation

- Financial risk analysis based on historical and future projected financials using CMA

- Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis.

- Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case

Requirements:

- CA / MBA with 1-5 years credit appraisal experience for SMEs / mid corporates with understanding of industry, business models and CMA analysis

- Should have basic knowledge of fund based and non-fund based lending products:

- Should be comfortable working on excel based financial models.

- Should be able to summarise the proposals with all the key findings in a presentable manner.

- Effective team player