Manager/Senior Manager - Risk Management - ERM/ORM - Business & Support Functions

Role: Mgr/Sr.Mgr - Risk Management - Business and Support Functions

Reporting to (position): Head - Risk

Years of Experience: 4-6 Years

Educational Qualifications: CA, CWA, MBA (Finance), FRM

RESPONSIBILITIES & TASKS: (Key Responsibilities & tasks carried out by the Position in line with Job Objective)

- Facilitate the overall implementation and execution of Enterprise Risk Management (ERM).

- Develop Functional Risk Scorecard (Operational Health Scorecard).

- Customer KYC risk categorization and ongoing Due-Diligence as per RBI Guidelines.

- Tracking and monitoring portfolio at risk, and risk assessments ongoing basis.

- Analysis of Roll Rates, Static and Monthly Risk Dashboards, Risk and Reward.

- Analysis of Bouncing Trend, Track and monitor Regional and branch performance on monthly basis and analysis of collection efficiency.

- Review and Analyses metrics and Bureau data such as Customer Details (CIBIL & CRIF Score) that could uncover fraudulent behavior and identify early warning signals.

- Prepare Risk Reports (Dash Boards) & Proposals to Executive committee on Monthly (ERMC) & Quarterly (RMC) Basis.

- Reviews and assesses risk management policies and protocols; makes recommendations and implements modifications and improvements