Manager/Senior Manager - Credit Underwriting - Construction Finance - NBFC

Job Description :

Purpose of the role:

- Support and co-partner with the sales team to underwrite Construction Finance business and manage the portfolio for the assigned area.

Key Responsibilities :

- Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio.

- Conduct periodic review of all existing policies, guidelines, and processes to ensure updation on lines of external environment, organization needs and regulatory framework Evaluate the financial status of the borrower assess the credit worthiness of the companies by analyzing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose.

- Analyze the legal, compliance and market-risk-related issues involved in the lending process.

- Ensure collection of post disbursal docs reduction in partly disbursed cases.

- Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process.

Desired Experience: Junior Credit Officer - 2 - 5 Years

Manager / Sr Manager - 5 - 10 Years

Education Qualification - CA