Manager/Senior Manager - Credit Risk Analytics - Banking

Job Description:

Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline

- Excellent understanding of retail banking / small business / consumer finance products and business life-cycles (e.g. sales, underwriting, portfolio management, marketing, collections...)

Development of risk / credit scoring models and other risk analytics in retail banking / small business lending portfolios with the support of a dedicated team of Team Leads and Analysts / Senior Analysts.

- Significant experience in a similar role; at least 10 year of total experience in a retail banking / small business lending analytical function, of which 5-8 in-depth years experience in hands-on quantitative analysis & statistical modeling.

- At least 3 years experience in managing a relevant team is basic.

- Very good statistical programming skills in SAS, analytical skills and understanding of quantitative and statistical analysis

- Hands-on experience in statistical modeling, mining data and understanding data patterns is an absolute necessary to support / mentor the individual's team

- Demonstrated proficiency in scorecard development is a must

- Experience in directly interacting with Business and exposure to International markets will be a plus