Manager/Senior Manager - Credit - Banking

Position : Manager /Sr. Manager - Credit

Qualification : MBA - Finance

Experience : 5-8 years

Job Description:

- Develop effective financial risk management strategies

- Conduct advisory for debt syndication, project appraisal, working capital requirements, debt restructuring and refinancing of debts under extra guidelines of RBI

- Managing cost effective control operations and borrowings

- Preparation of IM/Proposals, Financial Models, Presentations, Term sheet & other financing documents

- Undertake Financial Analysis of companies by conducting financial modeling, ratio analysis, assessing the financial position of the corporate, limit assessments.

- Analyze the credit risk involved in lending to a borrower

- Analyze specific industry trends pertaining to over/under utilization of bank limits, forex fluctuation implication on bank limits, hedging strategies, etc.

- Generate rating for the client in view of their financial position, management, business & industry analysis.

- Prepare the rating rationale

- Monitor economic & industry developments as well as financial parameters of clients