Manager/Senior Manager - Corporate Banking Operations

Account Manager (SME & Corporate)

Grade: Manager / Sr. Manager

Location: Chandigarh

1. Vetting of Sanction note and prepare sanction letter

2. Preparing requisite documents based on sanction and appraisal note.

3. Arrange for obtention of valuation report through empanelled valuers and legal opinion wherever necessary and scrutinize the same.

4. In coordination with the respective RMs and branches arrange for execution of documents at branches.

5. In coordination with the respective Business RM arrange for execution of documents at respective CBO Units.

6. Prepare pre-disbursement note and obtain approval for disbursements from CBO/Head-Credit Delivery/CTMC/CTSU/MC Head. Any deviations would need to have specific approval of the sanctioning authority.

7. Obtain and scrutinize the stock/receivable statement and arrive at the Drawing Power which should be updated in the system [All NTB Cases, Enhancement, Change in Margin or cover period, reduction]

8. Updation of CERSAI Registration, ROC registration, SRO registration (whenever required)

9. Populate/Update data such as insurance, ROC, CERSAI, Valuation, Collateral details etc. in Collateral Management in CBS.

10. In respect of term loans and other facilities follow the extant guidelines/ sanctioned terms for disbursement of advances.

11. Ensure safe keeping of security documents/records/vouchers as per extant instructions in cases parked at respective CBO units.

12. Obtain all required certifications/Legal opinion for all cases through distant handling mechanism.

13. Follow up, update and ensure compliance for Pending security cases

14. Trade Services (Domestic Bank Guarantees/Letter of Credit/Inland Bills) Delivery - Authorization of Disb Note/Checking of Limit/Sanction terms for all Credit Clients and forward to Trade Service desk @ HO for transaction processing.

15. Compliance of Credit and Inspection Audit

16. Undertake soft collections on irregular accounts with e-mail, letters, etc.

17. Prepare and submit MIS and other reports as per extant guidelines

Desired Candidate Profile :

- MBA/CA /ICWA/Graduate/ with 3-7 years of experience in Credit Administration/Corporate Banking Operations/CMOG/CAD of Corporate and SME Clients

- Excellent Skills in MS-Word and Excel required.

- A proactive problem solver with excellent operations and analytical skills

- Strong interpersonal and communication skills

- Attention to detail and multitasking abilities